The main problem with not having a verified paypal account is….
Sometimes some survey sites won’t pay you via paypal unless you have a verified account.
This is not a big issue for me as I will just cash out via amazon or another gift card (if they offer).
I don’t have a verified account, for one I don’t trust paypal to have access to my bank account and the other is as I told a friend of mine a couple of weeks ago, I like to keep my bank account and my paypal account separate. My bank account is for my rent & my bills, My paypal account (I have a business account so I have a debt card for paypal) is for my fun money.